Helping You to Find a Great Retirement Mortgage, No Matter How Old You Are

Choice Retirement can help you to find the right mortgage for you, whether you’re approaching retirement or have already retired.

Discover A Mortgage For A Brighter Retirement
  • A mortgage could consolidate your debts, enabling a stress-free retirement
  • You could change your mortgage to a lower rate and save money
  • You could switch from an interest-only mortgage to a repayment mortgage
  • Free up some extra cash by borrowing more on your house
  • Take out a mortgage so you can move into your dream home for those golden years
  • Access a variety of fantastic mortgage deals from regulated mortgage brokers
  • Choice Retirement can help you find a mortgage even post-retirement

Click to find out what you could borrow today!

Speak to an advisor
Find out about mortgage options today
Free Consultation * Required field

By submitting this form you agree to our privacy policy.

We are committed to protecting your personal information.
What is a Mortgage?

A mortgage is a loan against your home which allows you to cover a proportion of its cost. You pay back the loan in monthly payments, usually on a repayment or interest-only basis.

Get in touch now to find out what mortgage options you have.

Mortgages At Any Age

Getting older shouldn’t mean you can’t get the right mortgage. Choice Retirement can put you in touch with lenders who specialise in helping those over the age of 55 to secure a mortgage – even in retirement.

A Mortgage For Different Reasons

We can help you to find a mortgage that works for you. Whether you want a new package, want to pay less than you are at the moment, or want to increase your borrowing amount, there’ll be something waiting for you.

You Could Borrow Up To 95%!

95% borrowing is the maximum loan-to-value you could secure, but it does depend on what you can afford. Try out our FREE online calculator to see what you could borrow now.

Lots Of Choice With Choice!

There are lots of mortgage options to think about: from trackers and interest only, to repayment. But you’ll want to understand which deal is right for you, and that’s where we can help.

Find Out If You Qualify Today

Even if you’re aged 85, Choice Retirement will do our utmost to help you find a mortgage that works for you. All you need do is prove your pension (or employment). You’ll need to make full or interest-only payments – the perfect solution to borrowing cash now, but paying back later.

Solid Mortgage Advice For You

A Mortgage Gives You Flexibility

A mortgage can give you more flexibility in later life. You might want to extend your borrowing to live out your later years in style, or perhaps you want to move into different accommodation? Some people like to keep an eye on their mortgage to make sure they’re getting the best deal.

Mortgage Lenders For Age 55+

Getting a mortgage as you get older is not as hard as you think. There are many lenders who will give you an excellent mortgage with a good rate, but it’s difficult to find those lenders if you don’t know how. Choice Retirement can pair you with regulated lenders who can provide all the help you need in your current situation.

Plan Your Budget

It’s a good idea to know exactly why you want a mortgage or wish to borrow more money. You should also know how you’re going to make the repayments. When we connect you with an expert, they’ll be able to help you plan your budget.

The Right Mortgage Tailored To You

There are plenty of mortgage products tailored to over 55s. A good mortgage broker or Independent Financial Advisor will know what type of mortgage is right for you. We can help you to access just such an introducer or broker, and they’ll know exactly what banks and building societies have to offer.

Been Turned Down Already?

If you’ve already been turned down by a big bank, there are other options. Lots of smaller banks or building societies will happily lend to those aged 55 or over. You may be asked to repay the loan after 20 years, but there are plenty of options.

Excellent Mortgage Choices For You

Choice Retirement aims to help people like you to find the right mortgage in a stress-free manner. Whether you’re approaching retirement or are already retired, our aim is to empower you to make the right decision for a better future.

We’ll help you to find superb deals and regulated financial providers. You can also count on us to assist with pensions, investments, equity release, home energy, investments, funeral plans and more. We aim to see you benefit. We can give you access to regulated IFAs, introducers and brokers near you. Think of us as your Partner in Retirement: a one-stop financial website for those aged 50 and over.

Want to give us a try? Take your first step towards a better mortgage with our FREE mortgage calculator.

Our Mission
We Want To Help You Enjoy Your Golden Years

Our service gives you access to information concerning mortgages and other financial products. With this knowledge behind you, you can better enjoy your golden years. It’s our mission to help you find a great deal. We can pair you with regulated IFAs, brokers and introducers close to where you live. We are also on hand to answer your questions.

Speak to an advisor
Find out about mortgage options today
Free Consultation * Required field

By submitting this form you agree to our privacy policy.

We are committed to protecting your personal information.